Benchmark Analytics provides independent analysis of the politics, regulation and economics of Australian insurance.
Coverage focuses on the issues affecting insurers, financial institutions, government and regulatory affairs teams, policymakers and other professionals operating in a heavily regulated industry — including premiums, claims, profitability, capital, competition, prudential regulation, consumer policy and government reform.
Analysis draws extensively on official and primary sources including APRA, ASIC, the Australian Competition and Consumer Commission, Treasury, the Australian Bureau of Statistics and insurer financial disclosures.
What Benchmark Analytics covers
- Regulation and public policy — prudential regulation, consumer protection, government reform and regulatory developments affecting insurers.
- Premiums and affordability — movements in insurance premiums, affordability pressures and differences across products and markets.
- Claims and underwriting performance — claims costs, loss ratios, underwriting results and the drivers of insurance profitability.
- Capital and financial performance — insurer profitability, capital strength, investment income, expenses and returns using APRA and company data.
- Competition and industry structure — market concentration, differences between insurers, industry consolidation and competitive conditions.
- Politics and communications — the evidence behind major insurance debates and the implications for government, regulators, insurers, consumers and public discussion.
Insurance analysis built on primary data
Australia's insurance industry produces extensive regulatory and financial information. APRA publishes detailed data on premiums, claims, underwriting results, investment income, profitability, expenses and capital across major insurance sectors, while ASIC, the ACCC, Treasury and individual insurers provide complementary information on regulation, consumer outcomes, competition and industry developments. Benchmark Analytics uses these sources to compare performance, test claims and identify developments that matter for policy and public debate.